Farmers in south central and especially southwestern Minnesota have experienced some very heavy rains and serious flood damage. I received a news release from the Minnesota Department of Agriculture that zero percent interest loans are available through the Minnesota Rural Finance Authority's Disaster Loan Program. "The program helps farmers cover flood damage clean-up, repair, and replacement costs not covered by insurance."

Farmers in 36 Minnesota counties are eligible for the Disaster Loan Program. The loans "can be used to help clean up farm operations, repair or replace farm structures, and replace seed, other crop inputs, feed, and livestock. The loan may also be used to repair and restore farm and real estate that was damaged by flooding." The Rural Finance Authority participation is limited to 45 percent of the principal amount up to a maximum of $200,000.

The Rural Finance Authority Disaster Loan Program is available through most existing Agricultural lenders. Contact your Agricultural lender or call the Minnesota Rural Finance Authority at 651-201-6004.