Leaving Your Car Running In Winter Can Create Legal + Insurance Issues

During the cold winter months, people often leave their cars running with the keys in the ignition for several reasons. They may be just letting it warm up and defrost the windshield at home. Sometimes people leave them running while on a quick errand. Maybe a vehicle just got jump-started, and the driver wanted to charge the battery. There are plenty of reasons why people leave their cars running unattended.

It May Not Be Legal To Leave Your Car Running Unattended.

No state law in Minnesota prohibits you from leaving your car running with the keys in the ignition. However, it could be a violation of your city or county's ordinance. Many municipalities have ordinances against it.

In Wisconsin, it is illegal to leave your car running unattended. You could get a fine for it, and an additional fine if your car is stolen. Isn't having your car stolen enough of a bummer? They can fine you for being a victim if your car is left running.

Cars get stolen while they are left running frequently.

Read More: Do You Legally Need A Front License Plate In Wisconsin?

Will Insurance Cover It? It Depends

If you have comprehensive coverage, on paper, it is covered. However, if you don't have comprehensive coverage, you'll be on the hook to cover the cost to fix or replace your stolen vehicle.

Make Sure To File A Police Report

If your vehicle is stolen, file a police report right away. Contact your insurance agent promptly to make sure they are informed of the situation.

Get our free mobile app